What is the difference between chapter 7 and chapter 13 bankruptcy? Do you lose all your possessions if you file for bankruptcy? How do you discharge your debts? These are just a few of the questions you must consider when you think about filing for bankruptcy. If your finances get all out of sorts, it may be time to file for bankruptcy, but in order to navigate the process of filing for bankruptcy and get your finances in order to avoid future problems, you should at least consider enlisting the help of a bankruptcy lawyer such as Jeffrey S. Arnold, Attorney at Law, P.C.
Why Work with a Lawyer?
Filing for bankruptcy is not like filing for taxes. First of all, not everyone who files for bankruptcy actually gets to complete the process. You may think that your financial situation is unbearable, but a judge might see things differently. Most bankruptcy lawyers will allow you to consult with them for free to review your case and decide if it is worth taking to court. This consultation can help you avoid court costs if your case as dire as you think. Moreover, if you and your lawyer decide to pursue your case, the lawyer will offer you advice to help in filing your case. For example, once you enlist your lawyer, they can give you advice on how to handle creditors and bill payments while you are awaiting your court date. Such advice can be invaluable in making sure you are able to reach a successful outcome.
What Services Should You Expect?
The financial legal services you receive from a bankruptcy lawyer can go well beyond helping you prepare your case for court. For example, a lawyer can help you find and sign up for classes on how to handle your finances. Such courses can help you avoid situations that could lead to bankruptcy in the future. You may also learn how to recover your credit as quickly as possible after filing for bankruptcy. In many ways, filing for bankruptcy provides you with a new start, and a lawyer can help you to get the financial guidance that will help you to make the most of it.
Just because you sit down with one lawyer to discuss your case does not mean that you are under obligation to work with the lawyer. You should feel free to tell the lawyer that you need time to think things over and get back to them. You can then consult with other lawyers to find out what your options are and decide which lawyer seems to have the most experience and skill in working with bankruptcy cases and/or the lawyer who will provide you with the best services to help you reach a successful outcome.